Privacy Policy

 

Fundamental is committed to protecting your privacy. To demonstrate our commitment to protecting your personal and company information, we will disclose to you in clear and unambiguous language how we protect your information. We feel that we owe you more than just the legal minimum requirements when it comes to something as important as your privacy. You will find that our privacy policy includes providing you privacy protections that are above and beyond the current legal requirements.

 

The following is a summary of some of things we don’t do:

 

We do not sell or share your information with any third parties. Although current law allows financial institutions to share your information with other financial institutions under a “joint marketing agreement” without your consent, we don’t.

When you visit our website we do not collect any personal or company information unless you choose to provide that information to us.

In the event that we change our Privacy Policy in the future, protection of your information will always be subject only to the Privacy Policy in place at the time you provide any information to us. We will not “change the rules” and subject your previously provided personal information to any “new rules”.

 

Now that you know a few of things we do not do, the following are some of the things that we do:

 

We Protect Your Information:

 

- Using Secure Socket Layer (SSL) encryption technology to prevent unauthorized parties from viewing any information you provide to or receive from Fundamental

- By limiting access to your information to only those authorized parties that have a “need to know”

- By requiring all our employees (i.e. Fundamental employees) to undergo regular privacy training and to sign a written pledge to protect all confidential information

 

We Communicate With You:

 

- Once you have inquired about doing business with us as necessary to provide you the information you require and to complete any transaction you elect to undertake with us

- To provide you the excellent service you expect of us and/or to recommend loan related products or services

 

We Limit the Sharing of the information you provide to us and authorize to evaluate as a part of our due diligence to:

 

- Service providers that assist us with evaluating, processing or other functions such as our bank and information verification companies

- As required by law

Please review our complete Privacy Policy below for more details. Also, if you have any questions related to our Privacy Policy, please contact us.

 

Fundamental’s Privacy Policy

 

This Privacy Policy pertains to information provided to us when you call our visit our website – www.fundamental.com – and obtain or seek to obtain financial products or services offered by Fundamental.

Please be aware that our website allows you to access (or link to) other websites that may collect your personal information. Our Privacy Policy does not cover those other third party websites and we encourage you to review any privacy policies provided by such websites prior to providing them with any of your personal information. This Privacy Policy pertains to the following:

 

Information we collect and use

Information that we share with third parties and why we share it

Security technologies and procedures we use to protect your information

Choices available to you regarding the use of your information

How to contact us regarding privacy related issues

Changes to this Privacy Policy

 

Information we collect and use

 

Fundamental may collect and use your information to respond to your requests for our products or services or to provide you with information about our products and services that may be of value to you. While certain information that you provide to us may be publicly available from other sources (e.g. government records, telephone directories, the internet, etc.), we treat all of your information as if it were not otherwise publicly available.

Fundamental collects personal information when you:

 

Provide such information on our website by inquiring about a product we offer.

 

In order to respond to your inquiry, we collect information including your name, email address, address, telephone numbers, and other business / reference information.

 

Contact Fundamental with a question, suggestion or to inquire about a product or service we offer

 

When you contact Fundamental with a question or suggestion we collect your name, email address and telephone number. We use this information only to respond to your question or suggestion. When you contact Fundamental to inquire about a product or service we collect any information you elect to provide to assist us in responding to your inquiry. We use this information only to respond to your inquiry.

Fundamental also collects information from other sources:

 

Government records: We may solicit and receive information from various government records. We use this information to determine your eligibility for a product or service we offer.

 

Fundamental also uses technology to:

 

Gather technical information from your web browser (IP address, operating system, etc,),

Set persistent cookies on your computer; and,

Collect anonymous and non-personally identifiable information about your use and navigation of our website.

 

We use this information to assist us in assessing the effectiveness of our website, loan products and services, to establish that you a unique visitor to our website, to assist you in using our website and for routine website maintenance.

If you choose to disable cookies, you may still have access to most of our website. As a security precaution, however, you may not have access to the secured pages of our website (i.e. those pages that allow you to provide your information to inquire about one of our loan products or services).

We do not use cookies to collect any personally identifiable information.

 

Information that we share with third parties and why we share it

 

Fundamental may share your personal information:

 

With companies or government entities involved in loan process

 

Examples may include government databases such as the State Secretary’s of State, The Internal Revenue Service, financial institutions that provide us financing vehicles or relationships.

 

With service providers that assist us with processing or other functions

 

Examples may include credit reporting companies and other information service providers

 

As required by law

 

Examples may include a need to share your information with law enforcement or other government agencies in response to a subpoena, federal or state audits or other similar circumstances.

We will not share any of your information with any third party marketing firms.

 

Security technologies and procedures we use to protect your personal information

 

Fundamental uses various security technologies to encrypt information and otherwise guarantee information privacy and integrity.

Fundamental further protects your information by limiting access to such information only to authorized parties that have a “need to know” and by requiring all of our employees (i.e. Fundamental employees) to undergo regular privacy training and to sign a written pledge to protect your personal information.

 

Choices available to you regarding the use of your personal information

 

Unless otherwise prohibited by law and with reasonable notice, we will provide you access to all information that you have provided to us to through your visits to or use of our website or telephone or other communications with us. We will also provide you the ability to make any corrections to such information if necessary, or to request that such information be removed from our systems. You may do so by contacting us at the email address and telephone number indicated below.

 

How to contact us regarding privacy related issues

 

If you have any questions, concerns or suggestions regarding privacy related issues, please contact us immediately at {telephone #} or via email.

 

Changes to this Privacy Policy

 

In the event we determine it necessary to change this Privacy Policy in response to website changes, technology changes or legal developments, we will notify you promptly via email and also post the current version of the Privacy Policy on our website.

 

Last revision date: September 1, 2014